



Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home
We have helped many clients in the past and we can help you too
Learn about the market climate and absorption rates
The market climate will determine how quickly your home will sell
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
Don’t change jobs; becoming self employed or quit current job
Don’t buy a Vehicle
Don’t use any credit cards or let your accounts fall behind
Don’t spend money you saved for closing
Don’t omit any debt or liabilities from your loan application
Pro: Your wealth can increase as you build equity
Con: Maintenance costs; work and money to keep a home in good condition it takes work, time and money
There are various loans and grants to qualify to purchase a home
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done



Yvonne Paredes | Copyright © 2025 | All Rights Reserved